“Exceptional service from start to finish. As a first time buyer there was a lot of uncertainty and questions that Becka met with ease, understanding and care. I would recommend this company to anyone looking to purchase a new home.”
“Was lucky enough to have Corey help me purchase my first property. I work out of state and he made the process so easy. He was always easy to get a hold of and knew the answers to all my questions. He had my best interest in mind always and went the extra mile to make sure I was taken care of.”
“Buying my first home was one of the biggest milestones of my life, and I truly couldn’t have asked for a better team to help me through the process. From the very beginning, they made what could have been a stressful experience feel smooth, organized, and manageable. They were always responsive, honest, and took the time to answer every question I had, which gave me confidence every step of the way. Their professionalism, communication, and dedication really stood out.”
A few quick yes-or-no questions so we know where you're starting from.
In under two minutes, Don explains how Lowtility looks at buying a home a little differently, starting with something most lenders skip: your power bill.
Lowtility is a program of Primary Residential Mortgage, Inc. NMLS #3094. Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval and underwriting guidelines. Program availability, terms, and out-of-pocket costs vary by borrower and property.
Three common situations, and what a quick conversation can open up. Your numbers will be your own.
Where she startedPaying about $1,650 a month in rent, with little saved and a belief that buying meant draining her savings.
What we looked atZero-down financing plus available homebuyer-assistance programs, so most of the upfront cost didn't have to come from her.
Where they startedA score around 625 and the assumption they'd need to wait a year or more before talking to a lender.
What we looked atOptions that start near 625, with no hard credit pull for the first conversation, so they could see where they actually stood.
Where she startedAn average electric bill of about $240 a month and a tight budget that left no room for surprises.
What we looked atBundling solar into the home loan, instead of traditional solar financing, so a lower power bill could free up room in her monthly budget.
These examples are illustrative composites of common situations, not actual borrowers or guarantees. All figures are estimates for illustration only; your numbers will differ based on your credit, income, home and location. Individual results vary. Lowtility is a program of Primary Residential Mortgage, Inc. NMLS #3094. Equal Housing Opportunity. Not a commitment to lend. All loans subject to credit approval and underwriting guidelines. Program availability, terms, and out-of-pocket costs vary by borrower and property.
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© 2026 Lowtility by Primary Residential Mortgage Inc. All Rights Reserved.
Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1480 N 2200 W, Salt Lake City, UT 84116
